Password options
A couple of weeks ago I had a blog on password entropy. The long and the short of it, you need random passwords.
For years I suffered with trying to remeber passwords, and I used similar passwords all the time. That all changed after I found LastPass.com.
LastPass.com is a password manager that works on multiple platforms, I use mine on Windows and Android. By using a master password and random passwords for subordinate sites. This elimanates most of the security risks you encounter.
Check out Last Pass and let me know what you think.